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How to Calculate Your Mortgage Budget

Before beginning your search for a new home, it’s important to set a realistic budget that you can stick to. Setting a budget before hand will not only help you to determine whether you are financially prepared for home ownership, but will also guide you in your property search, and help you viewing and bidding on homes that are ultimately out of your reach. While it is wise to consult your mortgage banker before shopping, calculating a sensible mortgage budget yourself is simple.

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